Own your next phone, the smart way

Pay up to 24 months and earn up to 4% cashback with
no late fees. No contract required.

Exclusively for Ryt Bank users.

Ryt Bank
1

Sign up for Ryt Bank

Download the Ryt Bank app and complete the quick digital onboarding (eKYC) to create your account.

Find out more
2

Apply for Ryt Credit

Submit your income documents on the Ryt Bank app and get fast approval in as little as 5 minutes.

Find out more
3

Pay with Ryt Card

Tap ‘Pre-order iPhone’ in-app to choose your device, then pay with Ryt Credit for cashback and 24-month 0% late fee instalments.

The World’s First
AI-powered Bank

Sign-up for a Ryt Bank account as fast
as 2 minutes anywhere, anytime.

Download the
Ryt Bank App

Own your next phone with Ryt Bank

Earn up to 4% cashback

3% when you activate Ryt Credit,
plus 1% for activating your
FREE Yes Prepaid SIM.

Buy the phone outright

No telco contract.
No commitment.

Pay over 24 months

Why pay it all at once when you can
spread your payments over time?
Enjoy instalments of up to 24 months, with no late fees.

Available iPhone models

New

Apple

iPhone 18 Pro

RRP RM 5,499

Free 40W Power Adapter

From
RM65/mth x 24

New

Apple

iPhone 18 Pro Max

RRP RM 5,999

Free 40W Power Adapter

From
RM77/mth x 24

...

Apple

iPhone 17e

RRP RM 2,999

 

From
RM0/mth x 24

...

Apple

iPhone 17

RRP RM 3,999

 

From
RM26/mth x 24

...

Apple

iPhone 17

RRP RM 3,999

 

From
RM26/mth x 24

...

Apple

iPhone 17 Air

RRP RM 4,999

 

From
RM52/mth x 24

...

Apple

iPhone 17 Pro

RRP RM 5,499

 

From
RM65/mth x 24

...

Apple

iPhone 17 Pro Max

RRP RM 5,999

 

From
RM77/mth x 24

...

Apple

iPhone 16e

RRP RM 2,999

 

From
RM0/mth x 24

...

Apple

iPhone 16

RRP RM 3,999

 

From
RM16/mth x 24

...

Apple

iPhone 15

RRP RM 3,499

 

From
RM8/mth x 24

...

Apple

iPhone 14

RRP RM 2,999

 

From
RM5/mth x 24

View All

Download the Ryt Bank App

Frequently Asked Questions

Get up to 4% cashback on any device purchase through Yes’s online store in the Ryt Bank App. You can earn 3% cashback on your purchase (with Ryt Credit), and 1% cashback when you activate the free SIM, credited straight to your Ryt Pocket!

The campaign starts on 12 September 2026 and continues until further notice. For the latest updates, please check the campaign page in Ryt Bank app.

Activate your SIM within 30 days from the date you receive your order to earn this cashback. Each user is entitled to 1 SIM per order, SIM eligibility is determined by Yes.

View All FAQ