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First Al-Powered Bank*

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Frequently Asked Questions

Ryt Bank is World’s first AI-powered digital bank, operating under the brand name Ryt Bank, established by YTL Digital Capital Sdn Bhd, with Sea Limited as a key shareholder. It offers smart, secure banking with high-interest savings, and deposits are protected by PIDM up to RM250,000 per depositor.

Signing up is quick and easy. Just follow these steps:

  • Download the Ryt Bank app and complete the sign-up by scanning your NRIC and completing eKYC.
  • That’s it! You’re ready to experience the world’s first AI-powered bank.

Ryt PayLater is a Buy Now, Pay Later (BNPL) facility that provides customers with a credit limit to make payments using Merchant QR. It is exclusively available at Participating Yes Stores and must be used within the assigned credit limit. There is no minimum amount required for drawdown from the line of credit. To learn more visit, Ryt Bank | PayLater Domestic Cashback.

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